Reader’s Question:

I do not have my own car but they said that I must purchase sr22 car insurance coverage. What is an sr22?

Uma

Thank you for asking Uma.

Most of the time, an SR-22 is required of a drivers after being convicted of moving and traffic violations of the law and especially at the time the driver wants to get their license reinstated.

If the state isn’t requiring you to obtain an SR22, you don’t need to purchase an SR22. Whether you are going to driver or own a car normally does not matter if the state is mandating that you obtain a SR22 as a condition of your license being reinstated. The SR22 is showing that you will have financial responsibility if you do drive.

If you do not own a car and are required to get a SR-22 you should be able to get a non-owner SR-22 policy.

You may contact your states DMV to get more information if you are required to get an sr22 form or certificate.

Goodluck!

MariCAR